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Choose an account that works for you
All our portfolios are available through our flexible Personal Account or Business Account for companies.All our portfolios are available through our flexible Personal Account or Business Account for companies.
What’s the difference?
All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:
ISA
Personal Account
Business Account
Maximum you can invest per tax year
£20,000*
Unlimited
Unlimited
Tax on capital gains
Unlimited tax-free
£12,300 tax-free allowance#
* Total limit for all ISA types
# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.
Tax thresholds and allowances can change
# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.
Tax thresholds and allowances can change
ISA
Personal Account
Business Account
Maximum you can invest per tax year:
£20,000*
Unlimited
Unlimited
Tax on dividends:
Tax on capital gains:
Which portfolios can I invest in?
* Total limit for all ISA types
# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.
Tax thresholds and allowances can change
# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.
Tax thresholds and allowances can change
Ready to invest?
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Whenever you invest, your capital is at risk
This could mean the value of your investments goes down as well as up.
Understand more about investment risk.
Understand more about investment risk.
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