Choose an account that works for you
With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change
Our accounts
All our portfolios are available through our flexible General Account or Business Account for companies.
What’s the difference?
All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:
Maximum you can invest per tax year:
Maximum you can invest per tax year
£20,000*
Unlimited
Unlimited
£60,000**
Tax on dividends:
Tax on dividends
Unlimited tax‑free
Up to £1,000 tax‑free
Unlimited tax‑free
Tax on capital gains:
Tax on capital gains
Unlimited tax‑free
£6,000 tax-free allowance#
Unlimited tax‑free
* Total limit for all ISA types.
** Per person for the 2024/25 tax year.
# Per person across all investments; 2024/25 tax year.
*** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth.
InvestEngine does not provide tax advice and you should speak to your own tax adviser.
Tax thresholds and allowances can change.
** Per person for the 2024/25 tax year.
# Per person across all investments; 2024/25 tax year.
*** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth.
InvestEngine does not provide tax advice and you should speak to your own tax adviser.
Tax thresholds and allowances can change.
Rated by experts
Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.
What our clients say
Why InvestEngine
Unbeatable value
From commission‑free investing, to zero‑ISA fees, we’re proud of our low fees.
Here's how we're able to do it
Choice of 700+ ETFs
Low cost, diversified, index‑tracking of stock markets, bonds and commodities.
Browse investments
Actionable insights
Know exactly which companies, sectors and regions are in your portfolio.
Powerful automation
Invest on your own schedule with Savings Plans and enjoying powerful features.
Easy diversification
Fractional investing lets you put as little as £1 in any ETF.
DIY or Managed
Build and manage your own portfolio or leave it to us.
ETFs have spreads and annual charges and come with risks like market volatility, liquidity, and concentration, and may not always accurately track their index. Past performance and forecasts are not reliable indicators of future results. The value of your investments, including any income, can rise or fall. You may get back less than you originally invested.
Authorised and Regulated
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA)
and covered by the Financial Services Compensation Scheme (FSCS)
and covered by the Financial Services Compensation Scheme (FSCS)
Ready to invest?
Whether you’re doing it yourself or leaving it to us — click
'Get started' to build your portfolio
'Get started' to build your portfolio
With investing, your capital is at risk, ETF costs apply.
