Choose an account that works for you

Individual Savings Account

General Account

SIPP

Business Account

Our accounts

Individual Savings Account (ISA)

The tax-free way to power your investing. Invest up to £20,000 a year with our no‑fee ISA.

General Account

A flexible way to invest from as little as £100 in our Managed or DIY portfolios, with easy access and no exit charges.

Business Account

Invest your company's surplus cash for the opportunity of higher returns - with access whenever you want.

All our portfolios are available through our flexible General Account or Business Account for companies.

View our portfolios

What’s the difference?

All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:

ISA

General Account

Business Account

Maximum you can invest per tax year:

Maximum you can invest per tax year

£20,000*

Unlimited

Tax on dividends:

Tax on dividends

Unlimited tax‑free

Up to £1,000 tax‑free

Depends on business circumstances^**

Tax on capital gains:

Tax on capital gains

Unlimited tax‑free

£6,000 tax-free allowance^#

Depends on business circumstances^**

Which portfolios can I invest in?

* Total limit for all ISA types
^# Per person across all investments; 2022/23 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.

Tax thresholds and allowances can change

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Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.

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