Choose an account that works for you
All our portfolios are available through our flexible General Account or Business Account for companies.
Individual Savings Account
The tax-free way to power your investing. Invest up to £20,000 a year with our no‑fee ISA.
General Account
A flexible way to invest from as little as £100 in our Managed or DIY portfolios, with easy access and no exit charges.
Business Account
An innovative alternative to banks’ low interest rates. Invest your company’s surplus cash for the opportunity of higher returns — with access whenever you want.
What’s the difference?
All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:
ISA
General Account
Business Account
Maximum you can invest per tax year:
Maximum you can invest per tax year
£20,000*
Unlimited
Unlimited
Tax on dividends:
Tax on capital gains:
Tax on capital gains
Unlimited tax‑free
£12,300 tax-free allowance#
Which portfolios can I invest in?
* Total limit for all ISA types
# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.
Tax thresholds and allowances can change
# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.
Tax thresholds and allowances can change
Whenever you invest, your capital is at risk
This could mean the value of your investments goes down as well as up.
Understand more about investment risk.
Understand more about investment risk.
InvestEngine® is the trading name of InvestEngine Limited. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority, [FRN 801128]. InvestEngine is incorporated in the UK with company number 10438231 and is registered at Lawford House, Albert Place, London, United Kingdom, N3 1RL.
InvestEngine does not provide investment advice. If you are unsure of the risk or suitability of an investment, you should seek advice from an independent financial adviser.
InvestEngine® is the trading name of InvestEngine Limited. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority, [FRN 801128]. InvestEngine is incorporated in the UK with company number 10438231 and is registered at Lawford House, Albert Place, London, United Kingdom, N3 1RL.
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