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Choose an account that works for you

All our portfolios are available through our flexible Personal Account or Business Account for companies.All our portfolios are available through our flexible Personal Account or Business Account for companies.

Individual Savings AccountThe tax-free way to power your investing. Invest up to £20,000 a year with our no‑fee ISA.

More about ISAs

Personal AccountA flexible way to invest from as little as £100 in our Managed or DIY portfolios, with easy access and no exit charges.

More about our Personal Account

Business AccountAn innovative alternative to banks’ low interest rates. Invest your company’s surplus cash for the opportunity of higher returns — with access whenever you want.

More about our Business Account

What’s the difference?

All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:

ISA

Personal Account

Business Account

Maximum you can invest per tax year

£20,000*

Unlimited

Tax on dividends

Unlimited tax-free

Up to £2,000 tax-free

Depends on business circumstances^**

Tax on capital gains

Unlimited tax-free

£12,300 tax-free allowance^#

Depends on business circumstances^**

Which portfolios can I invest in?

DIY & Managed

Learn more

* Total limit for all ISA types
^# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.

Tax thresholds and allowances can change

ISA

Personal Account

Business Account

Maximum you can invest per tax year:

£20,000*

Unlimited

Tax on dividends:

Unlimited tax‑free

Up to £2,000 tax‑free

Depends on business circumstances**

Tax on capital gains:

Unlimited tax‑free

£12,300 tax‑free allowance^#

Depends on business circumstances**

Which portfolios can I invest in?

DIY & Managed

Learn more

* Total limit for all ISA types
^# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.

Tax thresholds and allowances can change

Ready to invest?

Whether you’re doing it yourself or leaving it to us — click 'Get started' to build your portfolio

Get started

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Whenever you invest, your capital is at risk

This could mean the value of your investments goes down as well as up.
Understand more about investment risk.

InvestEngine® is the trading name of InvestEngine Limited. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority, [FRN 801128]. InvestEngine is incorporated in the UK with company number 10438231 and is registered at Lawford House, Albert Place, London, United Kingdom, N3 1RL.

InvestEngine does not provide investment advice. If you are unsure of the risk or suitability of an investment, you should seek advice from an independent financial adviser.

InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority, [FRN 801128]. InvestEngine does not provide investment advice. If you are unsure of the risk or suitability of an investment, you should seek advice from an independent financial adviser.

Visit our blog at blog.investengine.com