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Choose an account that works for you

All our portfolios are available through our flexible Personal Account or Business Account for companies.All our portfolios are available through our flexible Personal Account or Business Account for companies.
Individual Savings AccountThe tax-free way to power your investing. Invest up to £20,000 a year with our no‑fee ISA.
Personal AccountA flexible way to invest from as little as £100 in our Managed or DIY portfolios, with easy access and no exit charges.
Business AccountAn innovative alternative to banks’ low interest rates. Invest your company’s surplus cash for the opportunity of higher returns — with access whenever you want.
What’s the difference?
All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:
ISA
Personal Account
Business Account
Maximum you can invest per tax year
£20,000*
Unlimited
Unlimited
Tax on dividends
Unlimited tax-free
Up to £2,000 tax-free
Tax on capital gains
Unlimited tax-free
£12,300 tax-free allowance#
Which portfolios can I invest in?
* Total limit for all ISA types
# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.

Tax thresholds and allowances can change
ISA
Personal Account
Business Account
Maximum you can invest per tax year:
£20,000*
Unlimited
Unlimited
Tax on dividends:
Unlimited tax‑free
Up to £2,000 tax‑free
Tax on capital gains:
Unlimited tax‑free
£12,300 tax‑free allowance#
Which portfolios can I invest in?
* Total limit for all ISA types
# Per person across all investments; 2021/22 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.

Tax thresholds and allowances can change

Ready to invest?

Whether you’re doing it yourself or leaving it to us — click 'Get started' to build your portfolio
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