Refer a friend — get up to £50 each!
Win £1,000 when you open a Business Account

Choose an account that works for you

Our accounts

Individual Savings Account (ISA)

The tax-free way to power your investing. Invest up to £20,000 a year with our no‑fee ISA.

General Account

A flexible way to invest from as little as £100 in our Managed or DIY portfolios, with easy access and no exit charges.

Business Account

Invest your company's surplus cash for the opportunity of higher returns - with access whenever you want.
All our portfolios are available through our flexible General Account or Business Account for companies.

What’s the difference?

All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:
Maximum you can invest per tax year:
Maximum you can invest per tax year
£20,000*
Unlimited
Unlimited
Tax on dividends:
Tax on dividends
Unlimited tax‑free
Up to £1,000 tax‑free
Tax on capital gains:
Tax on capital gains
Unlimited tax‑free
£6,000 tax-free allowance#
Which portfolios can I invest in?
* Total limit for all ISA types
# Per person across all investments; 2022/23 tax year
** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth. InvestEngine does not provide tax advice and you should speak to your own tax adviser.

Tax thresholds and allowances can change

Rated by experts

Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.

What our clients say

Why InvestEngine

Unbeatable value

Build your own portfolio commission free or leave it to our experts for just 0.25%.
Zero ISA/account charges.
Full cost details (ETF costs apply)

Choice of 500+ ETFs

Low cost, diversified, index‑tracking of stock markets, bonds and commodities.
View our ETF range

Actionable insights

Know exactly which companies, sectors and regions are in your portfolio.

Powerful automation

Invest on your own schedule with Savings Plans and enjoying powerful features.

Easy diversification

Fractional investing lets you put as little as £1 in any ETF.

DIY or Managed

Build and manage your own portfolio or leave it to us.

Authorised and Regulated

InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA)
and covered by the Financial Services Compensation Scheme (FSCS)
Financial Services Compensation Scheme

Ready to invest?

Whether you’re doing it yourself or leaving it to us — click
'Get started' to build your portfolio
Whenever you invest, your capital is at risk
This could mean the value of your investments goes down as well as up.
Understand more about investment risk.
© InvestEngine Limited 2023. All rights reserved.