The modern way to invest for your retirement
0.15% annual account fees, capped at £200
Easy, automated investing
Choice of DIY or managed portfolios
Tax relief on your investments
Why choose an InvestEngine SIPP?
Low fees
You’ll pay 0.15% for your InvestEngine SIPP, capped at £200 per year, plus the costs of your investments — commission‑free for our DIY portfolios, or add a Managed portfolio for 0.25% a year.
Ultimate ease
Investing for the long‑term doesn’t have to mean regular admin. Choose your investments, set up your Savings Plan and our automated investing will do the rest.
Tax‑efficient*
SIPPs come with generous tax relief to encourage retirement investing. Enjoy relief on income paid into your SIPP, from a guaranteed 20% to up to 45% for additional‑rate taxpayers.
Built using ETFs
ETFs are simple, offer easy diversification and are considerably more cost‑effective than traditional pension investments.
Powerful tools
Investing with us means access to a range of powerful tools, from at‑a‑glance breakdowns of exactly what you’re invested in, to easy automated rebalances to keep your portfolio on track.
*The tax treatment of your investment will depend on your individual circumstances and may change in the future.
Getting started is easier than you might think
Opening a SIPP with InvestEngine takes minutes. Access generous tax relief while preserving and growing your wealth for the long‑term.
Portfolios for your SIPP
We offer two types of portfolio on our SIPP accounts. These are:
How we compare
Costs on a DIY SIPP portfolio initially worth £80,000, assuming 12 ETF trades a year for 20 years with £10,000 annual contributions and 5% annual investment growth.
Platform
SIPP Fee
Fee per trade
Total cost
InvestEngine
0.15% (capped at £200 p.a.)
Free
£3,890
Interactive investor
£12.99/mo
£3.99
£4,075
AJ Bell
0.25% (capped at £10/mo)
£9.95
£4,788
Vanguard
0.15% (capped at £375 p.a.)
Free
£6,275
Hargreaves Lansdown
0.45% (capped at £200 p.a.)
£11.95
£6,868
The table above compares the fees of platforms with a comparable investment solution to InvestEngine DIY. Fees as displayed on platform websites as at 04 December 2023. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites.
Rated by the experts
Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.
