Personal Account

Simple but powerful investing

Invest for income or growth

Low fees of just 0.25% a year

Easy access with no exit fees

Invest from as little as £2,000

Why choose an InvestEngine Personal Account?

An investment portfolio that’s right for you

Whether you’re looking for income or growth, we’ll build and manage an investment portfolio to suit your risk appetite.

Invest as much as you want

Already used your annual ISA allowance or want to invest more than £20,000? With our Personal Account you can invest as much as you want from £2,000.

Low fees and costs

We charge just 0.25% a year of your portfolio’s value — and we have:

NO set‑up fees
NO dealing fees
NO withdrawal fees

The exchange traded funds (ETFs) in your portfolio have their own costs, but we aim to keep these as low as possible. Read more about costs

Easy access

You can withdraw cash from your InvestEngine Personal Account whenever you want — and we don’t charge exit fees.

Help from the taxman

While our Personal Account isn’t tax-free, UK taxpayers also have a £2,000 dividend allowance and £12,300 capital gains tax (CGT) allowance that they can set against returns to reduce their tax liability.

How it works

1Choose what matters to you

Choose whether you want a monthly income or growth from your InvestEngine Personal Account.

2Answer a few questions

Complete our short online questionnaire about your investment aims, how much you want to invest, and the amount of risk you’re comfortable with.

3We match you to a portfolio

We suggest an investment portfolio to suit your risk level. Once you’re invested, we manage your portfolio and fine-tune its investments to keep you on track.

Select a portfolio type and see what we’d suggest for your Personal Account

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With investment, your capital is at risk

The value of your portfolio with InvestEngine can go down as well as up and you may get back less than you invest.

Income yields are not guaranteed and will fluctuate. Past performance is not a reliable indicator of future income or capital returns. Learn more about the risks

InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA) and covered by the Financial Services Compensation Scheme (FSCS)

Your cash and investments are held separately from InvestEngine in pooled client accounts at NatWest and the Crest securities depository, providing further protection. Learn more

InvestEngine does not provide investment advice, or give recommendations. If you are unsure of the risk or suitability of an investment, you should seek advice from an independent financial adviser.

InvestEngine® is a trading name and registered trade mark of InvestEngine Limited. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority. The Firm Reference Number is 801128. InvestEngine (UK) Limited is incorporated in the UK with company number 10438231 and has its registered office at Lawford House, Albert Place, London, United Kingdom.

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