Personal Account

Simple but powerful investing
Invest for income or growth
Low fees of just 0.25% a year
Easy access with no exit fees
Invest from as little as £2,000
Why choose an InvestEngine Personal Account?
An investment portfolio that’s right for you
Whether you’re looking for income or growth, we’ll build and manage an investment portfolio to suit your risk appetite.
Invest as much as you want
Already used your annual ISA allowance or want to invest more than £20,000? With our Personal Account you can invest as much as you want from £2,000.
Low fees and costs
We charge just 0.25% a year of your portfolio’s value — and we have:
  • NO set‑up fees
  • NO dealing fees
  • NO withdrawal fees
The exchange traded funds (ETFs) in your portfolio have their own costs, but we aim to keep these as low as possible. Read more about costs
Easy access
You can withdraw cash from your InvestEngine Personal Account whenever you want — and we don’t charge exit fees.
Help from the taxman
While our Personal Account isn’t tax-free, UK taxpayers also have a £2,000 dividend allowance and £12,300 capital gains tax (CGT) allowance that they can set against returns to reduce their tax liability.
How it works
1Choose what matters to you
Choose whether you want a monthly income or growth from your InvestEngine Personal Account.
2Answer a few questions
Complete our short online questionnaire about your investment aims, how much you want to invest, and the amount of risk you’re comfortable with.
3We match you to a portfolio
We suggest an investment portfolio to suit your risk level. Once you’re invested, we manage your portfolio and fine-tune its investments to keep you on track.
Answer a few questions to see the portfolio we’d build for you
This site uses cookies, by continuing you agree to the use of these cookies as set out in our cookie policy.
Message successfully sent
Something went wrong, please contact us at