Kickstart your investment with our £50 Welcome Bonus

Flexible personal investing

DIY or Managed Portfolios

Get started with as little as £100

Managed for just 0.25% a year

Easy access with no exit fees

Why choose an InvestEngine Personal Account?

Awarded the highest rating by The Times

Invest your way

Whether you want to manage your own investments, or leave it to us, our Managed and DIY portfolios are available via your Personal Account.

Invest for less

We offer both DIY and Managed portfolios through our Personal Account. Our DIY service is fee-free. With our Managed service, we build and manage your portfolio for a fee of just 0.25% a year. And we have:

NO set‑up fees
NO dealing fees
NO withdrawal fees
FREE Legal Entity Identifier (LEI) number for your first year with us

Our portfolios are invested in exchange traded funds (ETFs) which have their own costs. Read more

Income or growth

Invest for regular income or longer-term growth. Our Income portfolios currently yield a year (estimated & variable), depending on risk profile.

Invest as much as you want

Already used your annual ISA allowance or want to invest more than £20,000? With our Personal Account you can invest as much as you like, starting from just £100.

Easy access

You can withdraw cash from your InvestEngine Personal Account whenever you want — and we don’t charge exit fees.

Help from the taxman

While our Personal Account isn’t tax-free, UK taxpayers may benefit from a £2,000 dividend allowance and £12,300 capital gains tax (CGT) allowance (in 2021/22) that can be set against returns to reduce tax liabilities.

Awarded the highest rating by The Times

Ready to invest?

Whether you’re doing it yourself or leaving it to us — click 'Get started' to build your portfolio

Get started

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With investment, your capital is at risk

The value of your portfolio with InvestEngine can go down as well as up and you may get back less than you invest.

Income yields are not guaranteed and will fluctuate. Past performance is not a reliable indicator of future income or capital returns. Learn more about the risks

InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA) and covered by the Financial Services Compensation Scheme (FSCS)

Your cash and investments are held separately from InvestEngine in pooled client accounts at NatWest and the Crest securities depository, providing further protection. Learn more

InvestEngine does not provide investment advice, or give recommendations. If you are unsure of the risk or suitability of an investment, you should seek advice from an independent financial adviser.

InvestEngine® is a trading name and registered trade mark of InvestEngine Limited. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority. The Firm Reference Number is 801128. InvestEngine (UK) Limited is incorporated in the UK with company number 10438231 and has its registered office at Lawford House, Albert Place, London, United Kingdom.

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