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We keep our fees low and simple

Low fees mean you keep more of your investment returns, helping you achieve your financial goals sooner.

Pay less. Keep more

We’ve designed InvestEngine, to give you a simply‑affordable way to invest.
There are three potential costs to consider. The first is your account fee, the second is your portfolio fee, and the third is the cost of the ETFs to put inside your portfolio.
You can start investing with InvestEngine from as little as 0.03% or just 50p per £1,000 invested!

Our accounts

We offer a range of flexible accounts, each with their own benefits, for you to hold your investments in. You can find out more about each account type here.

ISA (Individual Savings Account)


ISA fee

General Account


General Account fee

Personal Pension (SIPP)


SIPP fee, capped at £200 p.a.

Business Account


Business Account fee

InvestEngine is able to provide a commission and fee‑free service by generating interest on uninvested cash on the platform. For a full breakdown of how we’re able to provide a free service, you can read more here.

Any uninvested cash you hold with InvestEngine doesn’t generate returns. Consider transferring this cash to an interest‑bearing account, or better yet, activate AutoInvest to keep your money working for you.

For example, £1,000 in a savings account with a 4.5% interest rate earns about £3.75 monthly. In contrast, if invested over the past decade in a balanced portfolio comprising 60% global stocks and 40% global bonds, this amount could have doubled to over £2,000 by 31/12/2023.

Further information about our fees collection process and consequences can be found in our SIPP Account Fees Policy.

Our portfolios

Portfolios go inside your accounts, giving you the ability to choose your own investments or leave it to InvestEngine’s experts. Find out more about our different investment options here.

Do it yourself

Choose your own investments


InvestEngine fee

ETF costs and market spread apply


Let our experts help you


InvestEngine annual fee

ETF costs and market spread apply

How we're able to be free

From keeping our business costs low, to generating interest on uninvested cash — there are many ways for us to make money whilst continuing to offer many of our highly rated services for free. You can read a full breakdown here here.

Exchange traded fund (ETF) costs

The exchange traded funds (ETFs) in your InvestEngine portfolio have their own costs.
As with other investment funds, ETFs have annual charges. For DIY Portfolios, annual charges depend on the ETFs you choose and start from 0.03% a year (see the full list).
With our Managed Portfolios service, the average ETF charge in the Growth portfolios is 0.14% a year. These charges are built into the performance of the ETFs, and we are always looking at opportunities to reduce these costs even further.
There is also a small difference — the market spread — between the buying and selling prices of the ETFs. With our Managed Portfolios these spread costs average 0.07% a year.
Visit our Help Centre for more about ETF costs
InvestEngine charges NO dealing fees and makes nothing from the ETF costs.

How our ISA fees compare

Do it yourself
Costs on an ISA portfolio initially worth £10,000, assuming 10 ETF trades a year for 10 years and 5% annual investment growth.
ISA fee
Fee per trade
Total cost
£5.99 p.m.
AJ Bell
0.25% p.a. (max £3.50 p.m.)
Interactive investor
£4.99 p.m.
Hargreaves Lansdown
0.45% p.a. (max £45 p.a.)
The chart above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, assuming a £10,000 starting ISA portfolio with ten £100 UK ETFs trades a year for 10 years and 5% growth per annum on the initial portfolio size. Fees as displayed on platform websites as at 04 December 2023. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites.

Authorised and Regulated

InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA)
and covered by the Financial Services Compensation Scheme (FSCS)
Financial Services Compensation Scheme

Ready to invest?

Whether you’re doing it yourself or leaving it to us — click
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Whenever you invest, your capital is at risk
This could mean the value of your investments goes down as well as up.
Understand more about investment risk.
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