Costs

Understanding your costs

InvestEngine’s fee = 0.25% a year

NO initial fees

NO dealing fees

NO withdrawal fees

NO monthly income fees

annual fee

0.25%

ETF costs and market spread apply

At InvestEngine, we keep our fees low and simple. We charge just 0.25% a year of the value of your investment. It’s the same whatever your account type and regardless of whether you’re invested in our income or growth portfoliosWe have no initial fees, no dealing fees and no withdrawal fees. And with income portfolios, there is no charge for sending your monthly income paymentsAt just 0.25%, our fees are among the most competitive in the investment industry — and equivalent to only £5 a year on the minimum investment of £2,000Low fees mean you keep more of your investment returns, helping you achieve your financial goals sooner

Exchange traded fund (ETF) costs

The ETFs in your portfolio also have their own costsLike other investment funds, ETFs have annual charges. The average ETF charge in the growth portfolios is 0.17% a year. The average ETF charge in the income portfolios is 0.27% a year. These charges are built into the performance of the ETFs, and we are always looking at opportunities to reduce these costs even furtherThere is also a small difference — the market spread — between the buying and selling prices of the ETFs. With growth portfolios, these spread costs average 0.04% a year. With the income portfolios, the spread costs average 0.09% a year Read our FAQs for more about ETF costsInvestEngine charges NO dealing fees and makes nothing from the ETF costs

Calculate your total costs

Portfolio

InvestEngine fee

Average ETF charge

ETF spread costs

Total annual cost

Growth

0.25%

0.17%

0.04%

0.46%

Income

0.25%

0.27%

0.09%

0.60%

Portfolio

Growth

Income

InvestEngine fee

0.25%

Average ETF charge

0.17%

0.27%

ETF spread costs

0.04%

0.09%

Total annual cost

0.46%

0.60%

As an example, if you invest £10,000 in an InvestEngine growth portfolio, your estimated total costs would be just £3.83 a month, or £46 a year. If instead you invest £10,000 in an InvestEngine income portfolio, your estimated total costs would be just £5 a month, or £60 a year

Use our simple tool to work out the total in £s of your InvestEngine fee and ETF costs

Growth portfolioIncome portfolio

Investment amount

It costs you

/ month/ year

£2,000

£1,000,000

Investment amount

It costs you

/ month/ year

£2,000

£1,000,000

All fees and costs are taken from portfolio capital — with our income portfolios there are no deductions from the stated income yieldsAll fees and costs are taken from portfolio capital — with our income portfolios there are no deductions from the stated income yields

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With investment, your capital is at risk

The value of your portfolio with InvestEngine can go down as well as up and you may get back less than you invest.

Income yields are not guaranteed and will fluctuate. Past performance is not a reliable indicator of future income or capital returns. Learn more about the risks

InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA) and covered by the Financial Services Compensation Scheme (FSCS)

Your cash and investments are held separately from InvestEngine in pooled client accounts at NatWest and the Crest securities depository, providing further protection. Learn more

InvestEngine does not provide investment advice, or give recommendations. If you are unsure of the risk or suitability of an investment, you should seek advice from an independent financial adviser.

InvestEngine® is a trading name and registered trade mark of InvestEngine Limited. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority. The Firm Reference Number is 801128. InvestEngine (UK) Limited is incorporated in the UK with company number 10438231 and has its registered office at Lawford House, Albert Place, London, United Kingdom.

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