Business Account

Think bigger with our Business Account
Invest your spare cash for the opportunity of higher returns
With investment, your capital is at risk.
Think bigger with our Business Account
Invest your spare cash for the opportunity of higher returns
With investment, your capital is at risk.
Is an InvestEngine Business Account right for me?
You have surplus cash in your business
Your bank pays 1% or less on your business savings*
You want the opportunity for higher returns — with easy access
You’re prepared to take some stockmarket risk
* Banks pay average interest of 0.43% on instant access business savings (Source: Bank of England, Sept 2019)
Why InvestEngine?
An investment portfolio that’s right for you
We build an investment portfolio that suits your risk level, using low‑cost ETFs (exchange traded funds) which track the performance of stock markets, bonds and other assets.
Low fees
We have no set‑up or withdrawal fees, and our annual 0.45% fee is a fraction of what you are likely to pay with a traditional investment manager.
Start small and add
We’ll open an account for you with as little as £2,000, giving you the flexibility to invest more of your cash reserves when you want.
Easy access
You can withdraw cash from your InvestEngine Business Account whenever you want ‑ and we don’t charge exit fees.
We launched our Business Account because SMEs (small and medium‑sized enterprises) told us they wanted an opportunity to earn higher returns on their cash reserves without tying up their money. Our investment approach seeks to maximise returns at a risk level you are comfortable with.
Clear and low costs
Using low‑fee ETFs and automated technology, we keep costs down to a fraction of traditional investment charges. Here’s what you’ll pay with an InvestEngine Business Account.
InvestEngine fee
0.45% a year
That’s just £9 a year
on a £2,000 account balance
Other costs
+ Average ETF costs
0.17% a year
+ Market spread costs
0.04% a year
Total cost
0.66% a year
We charge no fees for setting up your account or for withdrawals.
Serious about security
InvestEngine maintains the highest levels of online security and privacy for your account at all times. Advanced SSL 256‑bit encryption techniques ensure your personal information is protected and we house all of our data on servers in a secure facility.
We hold all of your investments in a custodian bank for safekeeping and added security. InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA) and your money and investments may be eligible for compensation under the Financial Services Compensation Scheme (FSCS). See our FAQs for more information.
Our fee is only 0.45% per annum
Select an account and see the portfolio we’d build for you:
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