The modern way to invest for your retirement

With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change

0.15% annual account fees, capped at £200

Easy, automated investing

Great choice of investments

Tax relief on your investments

Capital at risk

Why choose an InvestEngine SIPP?

Low fees

You’ll pay 0.15% for your InvestEngine SIPP, capped at £200 per year, plus the costs of your investments. Read more about costs.

Ultimate ease

Investing for the long‑term doesn’t have to mean regular admin. Choose your investments, set up your Savings Plan and our automated investing will do the rest.

Tax‑efficient*

SIPPs come with generous tax relief to encourage retirement investing. Enjoy relief on income paid into your SIPP, from a guaranteed 20% to up to 45% for additional‑rate taxpayers.

Built using ETFs

ETFs are simple, offer easy diversification and are considerably more cost‑effective than traditional pension investments.

Powerful tools

Investing with us means access to a range of powerful tools, from at‑a‑glance breakdowns of exactly what you’re invested in, to easy automated rebalances to keep your portfolio on track.

*The tax treatment of your investment will depend on your individual circumstances and may change in the future.

Getting started is easier than you might think

Opening a SIPP with InvestEngine takes minutes. Access generous tax relief while preserving and growing your wealth for the long‑term.

Capital at risk

Investments for your SIPP

We offer a range of different investments to add to your portfolio with as little as £100.

Global markets

Invest in leading companies via popular indexes including S&P 500, MSCI World and the FTSE 100

LifePlans

A range of globally diversified portfolios designed by our investment experts for you

Earn 4.7%* easy access

Low‑risk, flexible, easy‑to‑use funds currently providing an average interest rate of 4.7%

Need some help?

Fill in our simple questionaire, and our investment managers will build and manage a low‑cost Managed Portfolio that suits you

*Variable annual rates are correct as at 18/11/2024. Returns aren’t guaranteed and may be subject to change

How we compare

Costs on a DIY SIPP portfolio initially worth £80,000, assuming 12 ETF trades a year for 20 years with £10,000 annual contributions and 5% annual investment growth.

Platform

SIPP Fee

Fee per trade

Total cost

InvestEngine

0.15% (capped at £200 p.a.)

Free

£3,890

Interactive investor

£12.99/mo

£3.99

£4,075

AJ Bell

0.25% (capped at £10/mo)

£9.95

£4,788

Vanguard

0.15% (capped at £375 p.a.)

Free

£6,275

Hargreaves Lansdown

0.45% (capped at £200 p.a.)

£11.95

£6,868

The table above compares the fees of platforms with a comparable investment solution to InvestEngine DIY. Fees as displayed on platform websites as at 04 December 2023. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites.

Rated by the experts

Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.

What our clients say

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With investing, your capital is at risk, ETF costs apply.