Self Invested Personal Pension (SIPP)
Don’t let fees ruin your retirement
With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change
The only Which? Recommended Provider to also be rated as Great Value by Which? customers
Boost your SIPP
Get up to £4,000 when you top‑up your SIPP and/or transfer your ISA to InvestEngine. If you’re a new customer, we’ll count ISA contributions as well!
Minimum deposit of £100, must stay invested for a minimum of 12 months to keep your bonus. Ts & Cs apply.
Investment
Bonus
£12,000
£50
£25,000
£150
£100,000
£300
£250,000
£550
£500,000
£1,100
£1,250,000
£3,500
£3,000,000
£4,000
Transfer your Vanguard SIPP to InvestEngine
- Set up an account with InvestEngine
- Create a SIPP portfolio
- When you’re ready, go to Portfolio › Options › Transfer a Personal Pension
Capital at risk
Don’t let fees ruin your retirement
Fees can have a big impact on your pension pot.A 1% fee could lead to thousands less in your pension. This could mean you have to work longer, or simply end up with less money in your pension when you retire.Do you really want to work longer, or sacrifice your standard of living? Thanks to InvestEngine’s fee‑free SIPP, you can be sure that investing fees won’t be a worry for you.How can we afford to charge zero fees? Find out more here.
More than just fee‑free
Zero SIPP fees
We won’t charge you a penny for your SIPP account and you can choose your own investments commission‑free. If you’d like our experts to manage the investments inside your SIPP, we’ll charge you 0.25% for a Managed or LifePlan portfolio.Third‑party ETF costs apply — find out more.
Ultimate ease
Investing for the long‑term doesn’t have to mean regular admin. Choose your investments, set up your Savings Plan and our automated investing will do the rest.
Tax‑efficient*
SIPPs come with generous tax relief to encourage retirement investing. Enjoy relief on income paid into your SIPP, from a guaranteed 20% to up to 45% for additional‑rate taxpayers.
Invest in ETFs
ETFs or Exchange Traded Funds are simple, offer easy diversification and are considerably more cost‑effective than traditional pension investments — find out more.
Powerful tools
Investing with us means access to a range of powerful tools, from at‑a‑glance breakdowns of exactly what you’re invested in, to easy automated rebalances to keep your portfolio on track.
Getting started is easier than you might think
Capital at risk
How we compare
2 InteractiveInvestor: £5.99 p/m up to £50,000 as part of the 'Pension Essentials' plan. £12.99 p/m after the threshold is met.
3 AJ Bell: Trading fees based 10 trades executed in the first month. Dealing charge decreases to £3.50 per trade in the following month, assuming 10 trades are placed.
4 Hargreaves Lansdown: Trading fees based on 10 trades executed in the first month. Dealing charge decreases to £8.95 per trade in the following month, assuming 10 trades are placed. No impact on 10 trades placed yearly.
The chart above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, assuming a £0 starting ISA portfolio, investing £1,666.67 into five UK ETFs per month for 10 years with 7% growth per annum. Fees as displayed on platform websites as at 19 December 2024. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites.
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With investing, your capital is at risk, ETF costs apply.
