Self Invested Personal Pension (SIPP)

Don’t let fees ruin your retirement

With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change

Transfer your Vanguard SIPP to InvestEngine

You can now transfer your Vanguard SIPP straight to InvestEngine. Here’s how to to it:

Set up an account with InvestEngine
Create a SIPP portfolio
When you’re ready, go to Portfolio › Options › Transfer a Personal Pension

Capital at risk

Zero account fees

Easy, automated investing

Great choice of investments

Tax relief on your investments

Don’t let fees ruin your retirement

Fees can have a big impact on your pension pot.A 1% fee could lead to thousands less in your pension. This could mean you have to work longer, or simply end up with less money in your pension when you retire.Do you really want to work longer, or sacrifice your standard of living? Thanks to InvestEngine’s fee‑free SIPP, you can be sure that investing fees won’t be a worry for you.How can we afford to charge zero fees? Find out more here.

More than just fee‑free

Zero SIPP fees

We won’t charge you a penny for your SIPP account and you can choose your own investments commission‑free. If you’d like our experts to manage the investments inside your SIPP, we’ll charge you 0.25% for a Managed or LifePlan portfolio.Third‑party ETF costs apply — find out more.

Ultimate ease

Investing for the long‑term doesn’t have to mean regular admin. Choose your investments, set up your Savings Plan and our automated investing will do the rest.

Tax‑efficient*

SIPPs come with generous tax relief to encourage retirement investing. Enjoy relief on income paid into your SIPP, from a guaranteed 20% to up to 45% for additional‑rate taxpayers.

Invest in ETFs

ETFs or Exchange Traded Funds are simple, offer easy diversification and are considerably more cost‑effective than traditional pension investments — find out more.

Powerful tools

Investing with us means access to a range of powerful tools, from at‑a‑glance breakdowns of exactly what you’re invested in, to easy automated rebalances to keep your portfolio on track.

*The tax treatment of your investment will depend on your individual circumstances and may change in the future.

Getting started is easier than you might think

Opening a SIPP with InvestEngine takes minutes. Access generous tax relief while investing for your retirement.

Capital at risk

How we compare

Costs on a DIY SIPP portfolio initially worth £80,000, assuming 12 ETF trades a year for 20 years with £10,000 annual contributions and 5% annual investment growth.

Platform

Ongoing management fee

Average Fund Costs

Total cost

£20,000 annual cost invested

InvestEngine Managed

0.25%

0.12%

0.37%

£74

Nutmeg

0.75%

0.19%

0.94%

£188

Wealthify

0.60%

0.16%

0.76%

£152

MoneyFarm

0.65%

0.20%

0.85%

£170

Hargreaves Lansdown

0.75%

£150

Fees and features as displayed on platform websites as at 19/12/24 based on a £20,000 investment. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges or execution charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites.

Rated by the experts

Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.