LifePlan 40% equity
Details
Your choice, our expertise ‑ LifePlan 40
Designed with simplicity and investment expertise at their core, LifePlans let you easily select a portfolio that best suits you.
Our investment team manages your portfolio, making adjustments to keep your LifePlan aligned with its 40% target risk and equity balance. This lets you focus on your long‑term goals, knowing that your investments are professionally managed. You can access your money anytime but should occasionally review your LifePlan to ensure it still meets your needs.
LifePlan 40 holds around 40% shares and 60% bonds, aiming for long‑term growth through passive, index‑tracking ETFs (Exchange Traded Funds) that provide global market exposure. Typically, lower share exposure means lower risk, but it may also result in lower returns over the long term compared to portfolios with a higher share allocation.
For more information about how this portfolio is built, the risk levels, and how they’re calculated, please see the Key Features Document.
Key Information
Risk & Aims: LifePlan 40 is a low‑medium risk portfolio (risk rated 3/7) designed for moderately cautious long‑term investors who are comfortable to choose their own risk tolerance and capacity.
Your choice: LifePlan 40 could be suited for those investing for at least 3 – 5 years with a solid emergency fund and an understanding of ETF or stockmarket investing.
Management style: Actively managed by InvestEngine using passive ETFs, including both UK and international markets (including emerging markets).
ETF Risks: ETFs have spreads, annual charges, and carry risks like market volatility and liquidity; they may not always perfectly track their index.
LifePlan isn’t personal advice. If unsure, please consult an independent financial adviser. Past performance doesn’t guarantee future returns, and the value of investments can go up or down, meaning you may get back less than you invested.
Past performance
Key information
Portfolio breakdown
Why InvestEngine
Unbeatable value
From commission‑free investing, to zero‑ISA fees, we’re proud of our low fees.
Here's how we're able to do it
Choice of 700+ ETFs
Low cost, diversified, index‑tracking of stock markets, bonds and commodities.
Browse investments
Actionable insights
Know exactly which companies, sectors and regions are in your portfolio.
Powerful automation
Grow your wealth the easy way with automated investing features
Easy diversification
Fractional investing lets you put as little as £1 in any ETF.
DIY or Managed
Build and manage your own portfolio or leave it to us.
