Build and manage your own portfolio
With investing, your capital is at risk
The only Which? Recommended Provider to also be rated as Great Value by Which? customers
Free. Easy. Powerful.
Hundreds of quality ETFs from the likes of Vanguard, iShares and Invesco
Regular automated investing through Savings Plans
Easy buying and selling through smart orders and one‑click rebalancing
ETF Look‑through — see the companies and sectors you’re invested in
No dealing fees and no account fees
Choose from an ISA, GIA, Pension or Business account
Capital at risk
How our ISA fees compare
Costs for an ISA portfolio containing 5 ETFs using the full £20,000 ISA allowance, invested monthly for 20 years and assuming 7% annual investment growth.
| Platform | ISA Fee | Dealing charge per trade | Returns lost to fees in 10 years | Portfolio value after 10 years | Returns lost to fees in 20 years | Portfolio value after 20 years |
|---|---|---|---|---|---|---|
 | Free | Free | £0 | £286,528 | £0 | £850,171 |
Freetrade | £4.99 p.m.1 | Free | £854 | £285,674 | £2,533 | £847,638 |
Vanguard | 0.15%2 | Free | £2,434 | £284,094 | £10,133 | £840,038 |
Interactive Investor | £4.99 p.m. | £3.99 | £4,266 | £282,262 | £12,658 | £837,513 |
AJ Bell | 0.25%3 | £5.00 | £4,845 | £281,683 | £14,405 | £835,776 |
Fidelity | 0.35%4 | £7.50 | £7,697 | £278,830 | £22,839 | £827,332 |
Hargreaves Lansdown | 0.45%5 | £11.95 | £10,843 | £275,684 | £32,192 | £817,979 |
The chart above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, assuming a £0 starting ISA portfolio, investing £1,666.67 into five UK ETFs per month for 10 years with 7% growth per annum. Fees as displayed on platform websites as at 28 February 2025. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites.
1Freetrade: ISA fee reduction from £5.99 to £4.99 given the 12 month commitment.
2Vanguard: capped at £375 a year. £4 p.m. on account balances up to £32,000.
3AJ Bell: capped at £3.50 p.m.
4Fidelity: capped at £7.50 p.m.
5Hargreaves Lansdown: capped at £3.75 p.m.
1Freetrade: ISA fee reduction from £5.99 to £4.99 given the 12 month commitment.
2Vanguard: capped at £375 a year. £4 p.m. on account balances up to £32,000.
3AJ Bell: capped at £3.50 p.m.
4Fidelity: capped at £7.50 p.m.
5Hargreaves Lansdown: capped at £3.75 p.m.
How it works
Choose your investments
Select investments for your portfolio from our handpicked range of ETFs. We’ve hundreds of great‑value ETFs covering a wide range of stock markets, bonds and commodities — including ESG and thematic choices.
Check what you’re buying
Our ETF Look‑through feature shows the companies, sectors and regions that each ETF is invested in. And as you build your portfolio, see the full breakdown across all your ETFs.
Customise your portfolio
Invest equal amounts in each of your chosen ETFs, or put more in some and less in others? Set your investment weights to create the balance you want in your portfolio.
Making it easy
Easy buying and selling based on your chosen portfolio weights. Place your own portfolio orders or use Savings Plans to automatically invest your cash. Or just trade individual ETFs — whatever works for you!
Keeping your balance
Want to maintain your portfolio’s balance as markets rise and fall? Use our one‑click rebalancing feature to keep your investments aligned with your chosen weights.
You’re in control
How you manage your DIY portfolio is up to you — buy and sell ETFs and change investment weights using our intuitive app or via your online account. With FREE daily dealing and easy access to your money whenever you want.
Choose your investments
Select investments for your portfolio from our handpicked range of ETFs. We’ve hundreds of great‑value ETFs covering a wide range of stock markets, bonds and commodities — including ESG and thematic choices.
Check what you’re buying
Our ETF Look‑through feature shows the companies, sectors and regions that each ETF is invested in. And as you build your portfolio, see the full breakdown across all your ETFs.
Customise your portfolio
Invest equal amounts in each of your chosen ETFs, or put more in some and less in others? Set your investment weights to create the balance you want in your portfolio.
Making it easy
Easy buying and selling based on your chosen portfolio weights. Place your own portfolio orders or use Savings Plans to automatically invest your cash. Or just trade individual ETFs — whatever works for you!
Keeping your balance
Want to maintain your portfolio’s balance as markets rise and fall? Use our one‑click rebalancing feature to keep your investments aligned with your chosen weights.
You’re in control
How you manage your DIY portfolio is up to you — buy and sell ETFs and change investment weights using our intuitive app or via your online account. With FREE daily dealing and easy access to your money whenever you want.
Rated by experts
Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.
What our clients say
Why InvestEngine
Unbeatable value
From commission‑free investing, to zero‑ISA fees, we’re proud of our low fees.
Here's how we're able to do it
Choice of 830+ ETFs
Low cost, diversified, index‑tracking of stock markets, bonds and commodities.
Browse investments
Actionable insights
Know exactly which companies, sectors and regions are in your portfolio.
Powerful automation
Grow your wealth the easy way with our Savings Plans feature.
Easy diversification
Fractional investing lets you put as little as £1 in any ETF.
DIY or Managed
Build and manage your own portfolio or leave it to us.
ETFs have spreads and annual charges and come with risks like market volatility, liquidity, and concentration, and may not always accurately track their index. Past performance and forecasts are not reliable indicators of future results. The value of your investments, including any income, can rise or fall. You may get back less than you originally invested.
Authorised and Regulated
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA)
and covered by the Financial Services Compensation Scheme (FSCS)
and covered by the Financial Services Compensation Scheme (FSCS)
Want to talk about it?
Join the InvestEngine Community. Connect with other investors and share your thoughts on our dedicated customer forum. Ask questions, get expert answers, and stay informed.
Ready to invest?
Whether you’re doing it yourself or leaving it to us — click
'Get started' to build your portfolio
'Get started' to build your portfolio
With investing, your capital is at risk, ETF costs apply.
