Powerfully simple investing
A hand‑picked range of investment options from the likes of Vanguard, J.P. Morgan and Invesco
Pay absolutely no dealing fees, trading fees or account fees. ETF costs apply
Effortless automation. Set how often and how much you want to invest. We’ll do the rest
Easy buying and selling and one‑click portfolio maintenance
See exactly what you’re invested in, from the sectors to the individual companies
Choose from an ISA, GIA, Pension or Business account
Capital at risk
How our ISA fees compare
Costs for an ISA portfolio containing 5 ETFs using the full £20,000 ISA allowance deposited monthly, invested for 20 years and assuming 7% annual investment growth.
| Platform | ISA Fee + Account fee | Dealing charge per trade | Returns lost to fees in 10 years | Portfolio value after 10 years | Returns lost to fees in 20 years | Portfolio value after 20 years |
|---|---|---|---|---|---|---|
 | Free | Free | £0 | £288,538 | £0 | £852,857 |
Vanguard | £4 p/m or 0.15% p/a (capped at £375 a year)1 | Free | £4,093 | £284,446 | £11,783 | £841,073 |
AJ Bell | 0.25% (capped at £3.50 p/m)2 | £5.00 | £4,844 | £283,694 | £14,405 | £838,452 |
Interactive Investor | £5.99 p/m up to £100,000. £14.99 p/m after £100,0003 | Free | £1,782 | £286,757 | £6,069 | £846,788 |
Fidelity | 0.35% up to £250,000, 0.20% after up to £1m4 | £1.50 | £4,132 | £284,406 | £9,082 | £843,775 |
Moneyfarm DIY | 0.35% (capped at £3.75 p/m) | £3.95 | £5,652 | £282,886 | £13,526 | £839,331 |
Hargreaves Lansdown | 0.35% (capped at £12.50 p/m)5 | Free | £3,528 | £285,011 | £7,465 | £845,391 |
The table above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, assuming a £0 starting ISA portfolio, investing £1,666.67 into five UK ETFs per month for 10 and 20 years with 7% growth per annum. Fees as displayed on platform websites as at 02 February 2026. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges and assumes no changes to the ISA allowance. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and does not constitute personal advice or a recommendation to switch provider. Where pricing depends on usage (such as trade frequency, asset type or use of regular investing features), standardised assumptions have been applied. If these features are not used, actual costs may be higher. Tiered pricing has been applied based on the portfolio values shown. Actual costs will vary depending on individual circumstances and investment behaviour. Providers may change pricing at any time. For up to date fees you should visit their respective websites.
1Vanguard: Subscription fee is based on the monthly 0.15% charge on the value of shares held in the ISA, capped at £31.50/mo. Accounts under £32,000 will be subject to a £4 p/m charge instead.
2AJ Bell: Subscription fee is based on the monthly 0.25% charge on the value of shares held in the ISA, capped at £3.50/mo.
3Interactive Investor’: Free Regular Investing removes the £3.99 dealing fee for eligible UK investments. As this feature forms part of II’s standard pricing and is marketed as covering a wide selection of UK investments, we assume regular investing is used for eligible mainstream UK ETFs and model execution costs at £0. The £14.99 monthly platform fee (accounts over £100k) is applied in full and is not offset by the included free trade, which is redundant where regular investing is used. For absolute clarity on eligibility, customers may wish to confirm directly with Interactive Investor.
4Fidelity: Takes into consideration a reduction in trading fee from £5 to £1.50 as a result of regular investing being enabled.
5Hargreaves Lansdown: capped at £12.50 p/m. Certain ETFs are able to be traded free of charge with a regular investing enabled.
1Vanguard: Subscription fee is based on the monthly 0.15% charge on the value of shares held in the ISA, capped at £31.50/mo. Accounts under £32,000 will be subject to a £4 p/m charge instead.
2AJ Bell: Subscription fee is based on the monthly 0.25% charge on the value of shares held in the ISA, capped at £3.50/mo.
3Interactive Investor’: Free Regular Investing removes the £3.99 dealing fee for eligible UK investments. As this feature forms part of II’s standard pricing and is marketed as covering a wide selection of UK investments, we assume regular investing is used for eligible mainstream UK ETFs and model execution costs at £0. The £14.99 monthly platform fee (accounts over £100k) is applied in full and is not offset by the included free trade, which is redundant where regular investing is used. For absolute clarity on eligibility, customers may wish to confirm directly with Interactive Investor.
4Fidelity: Takes into consideration a reduction in trading fee from £5 to £1.50 as a result of regular investing being enabled.
5Hargreaves Lansdown: capped at £12.50 p/m. Certain ETFs are able to be traded free of charge with a regular investing enabled.
How it works
Choose your investments
Select investments for your portfolio from our handpicked range of ETFs. We’ve hundreds of great‑value ETFs covering a wide range of stock markets, bonds and commodities — including ESG and thematic choices.
Check what you’re buying
Our ETF Look‑through feature shows the companies, sectors and regions that each ETF is invested in. And as you build your portfolio, see the full breakdown across all your ETFs.
Customise your portfolio
Invest equal amounts in each of your chosen ETFs, or put more in some and less in others? Set your investment weights to create the balance you want in your portfolio.
Making it easy
Easy buying and selling based on your chosen portfolio weights. Place your own portfolio orders or use Savings Plans to automatically invest your cash. Or just trade individual ETFs — whatever works for you!
Keeping your balance
Want to maintain your portfolio’s balance as markets rise and fall? Use our one‑click rebalancing feature to keep your investments aligned with your chosen weights.
You’re in control
How you manage your DIY portfolio is up to you — buy and sell ETFs and change investment weights using our intuitive app or via your online account. With FREE daily dealing and easy access to your money whenever you want.
Choose your investments
Select investments for your portfolio from our handpicked range of ETFs. We’ve hundreds of great‑value ETFs covering a wide range of stock markets, bonds and commodities — including ESG and thematic choices.
Check what you’re buying
Our ETF Look‑through feature shows the companies, sectors and regions that each ETF is invested in. And as you build your portfolio, see the full breakdown across all your ETFs.
Customise your portfolio
Invest equal amounts in each of your chosen ETFs, or put more in some and less in others? Set your investment weights to create the balance you want in your portfolio.
Making it easy
Easy buying and selling based on your chosen portfolio weights. Place your own portfolio orders or use Savings Plans to automatically invest your cash. Or just trade individual ETFs — whatever works for you!
Keeping your balance
Want to maintain your portfolio’s balance as markets rise and fall? Use our one‑click rebalancing feature to keep your investments aligned with your chosen weights.
You’re in control
How you manage your DIY portfolio is up to you — buy and sell ETFs and change investment weights using our intuitive app or via your online account. With FREE daily dealing and easy access to your money whenever you want.
Rated by experts
Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.
What our clients say
Why InvestEngine
Unbeatable value
From commission‑free investing, to zero‑ISA fees, we’re proud of our low fees.
Here's how we're able to do it
Choice of 840+ ETFs
Low cost, diversified, index‑tracking of stock markets, bonds and commodities.
Browse investments
Actionable insights
Know exactly which companies, sectors and regions are in your portfolio.
Powerful automation
Grow your wealth the easy way with our Savings Plans feature.
Easy diversification
Fractional investing lets you put as little as £1 in any ETF.
DIY or Managed
Build and manage your own portfolio or leave it to us.
ETFs have spreads and annual charges and come with risks like market volatility, liquidity, and concentration, and may not always accurately track their index. Past performance and forecasts are not reliable indicators of future results. The value of your investments, including any income, can rise or fall. You may get back less than you originally invested.
Some ETF issuers featured on our platform pay InvestEngine a fee for joint marketing activities. These arrangements are commercial in nature and help support the creation and promotion of educational content and ETF investing. All ETFs available on our platform are subject to our standard due diligence process and the arrangements do not influence product placement or the portfolio construction decisions made in discretionary portfolios, which remain aligned to the stated investment strategy and objectives.
Authorised and Regulated
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA)
and covered by the Financial Services Compensation Scheme (FSCS)
and covered by the Financial Services Compensation Scheme (FSCS)
Want to talk about it?
Join the InvestEngine Community. Connect with other investors and share your thoughts on our dedicated customer forum. Ask questions, get expert answers, and stay informed.
Ready to invest?
Whether you’re doing it yourself or leaving it to us — click
'Get started' to build your portfolio
'Get started' to build your portfolio
With investing, your capital is at risk, ETF costs apply.