Choose an account that works for you

With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change

The only Which? Recommended Provider to also be rated as Great Value by Which? customers

Individual Savings Account

General Account

SIPP

Business Account

Our accounts

Tax‑free
ISA

An ISA is a way to invest up to £20,000 a year and pay absolutely no tax on your returns.

Pension (SIPP)

Our private pension gives you tax‑free retirement investing, with relief on your contributions.

General Account

Utilised your tax‑free allowances? Open a General Investing Account to keep investing.

Business Account

Invest your business profits — without taking money out of the company.

All our portfolios are available through our flexible General Account or Business Account for companies.

View our portfolios

What’s the difference?

All three InvestEngine accounts offer the same investment opportunities, but there are differences between how much you can invest and the way your returns are taxed:

Maximum you can invest per tax year:

Maximum you can invest per tax year

£20,000*

Unlimited

£60,000**

Tax on dividends:

Tax on dividends

Unlimited tax‑free

Up to £500 tax‑free

Depends on business circumstances***

Unlimited tax‑free

Tax on capital gains:

Tax on capital gains

Unlimited tax‑free

£3,000 tax-free allowance^#

Depends on business circumstances***

Unlimited tax‑free

* Total limit for all ISA types.
** Per person for the 2024/25 tax year.
# Per person across all investments: 2024/25 tax year.
*** Investment returns on Business Account are paid gross, but your business may then need to pay tax on any income or capital growth.
InvestEngine does not provide tax advice and you should speak to your own tax adviser.

Tax thresholds and allowances can change.

Rated by experts

Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.

Investor's Chronicle. Financial Times. Celebration of investment awards 2024. 5 stars.

Winner. Finder Awards 2024. Investing Customer Satisfaction

InvestEngine
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What our clients say

Why InvestEngine

Unbeatable value

From commission‑free investing, to zero‑ISA fees, we’re proud of our low fees.
Here's how we're able to do it

Choice of 820+ ETFs

Low cost, diversified, index‑tracking of stock markets, bonds and commodities.
Browse investments

Actionable insights

Know exactly which companies, sectors and regions are in your portfolio.

Powerful automation

Invest on your own schedule with Savings Plans and enjoying powerful features.

Easy diversification

Fractional investing lets you put as little as £1 in any ETF.

DIY or Managed

Build and manage your own portfolio or leave it to us.

ETFs have spreads and annual charges and come with risks like market volatility, liquidity, and concentration, and may not always accurately track their index. Past performance and forecasts are not reliable indicators of future results. The value of your investments, including any income, can rise or fall. You may get back less than you originally invested.

Authorised and Regulated

InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA)
and covered by the Financial Services Compensation Scheme (FSCS)

Want to talk about it?

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