Transfer your pension

Start investing your pension your way, with powerful tools and low fees

With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change

Transfer your Vanguard and Hargreaves Lansdown SIPPs to InvestEngine

You can now transfer your Vanguard and Hargreaves Lansdown SIPPs straight to InvestEngine. Here’s how to do it:

  1. Set up an account with InvestEngine

  2. Create a SIPP portfolio

  3. When you’re ready go to Portfolio › Options › Transfer a Personal Pension

Capital at risk

SIPP fee comparison calculator

Your current Hargreaves Lansdown SIPP

£188£169£150£131£113£94£75£56£37£18£0











Zero fees with InvestEngine

Hargreaves Lansdown

£188

The amount you could save on fees each year by transferring your SIPP to InvestEngine

£143

Annual dealing fee with Hargreaves Lansdown

£45

Annual platform fee with Hargreaves Lansdown

Your current Hargreaves Lansdown SIPP

Calculations are estimates provided for illustrative purposes only. Platform and dealing fees only. Does not include ETF costs or costs associated with other types of investments.

How does it work?

  1. Open your InvestEngine account by clicking ‘Get Started’

  2. Open your InvestEngine SIPP

  3. From the home screen, select Transfer a pension

  4. Fill out the form and submit

  5. Leave it to us! We will contact your existing SIPP provider to begin you transfer.

Capital at risk. Full Ts & Cs apply

How we compare

Costs for an SIPP portfolio containing 5 ETFs invested monthly for 20 years and assuming 7% annual investment growth.
Platform
SIPP Fee + Account fee
Dealing Charge per trade
Returns lost to fees in 20 years
Portfolio value after 20 years
InvestEngine
Free
Free
£0
£850,171
Freetrade
£9.99 p/m
Free
£5,070
£845,101
Vanguard
£4 p/m or 0.15% p/a (capped at £375 a year)
Free
£10,133
£840,038
Interactive Investor
£12.99 p/m
£3.99
£16,418
£833,753
AJ Bell
0.25% (capped at £10 p/m)
£5.00
£17,273
£832,898
Fidelity
Up to 0.35%
£7.50
£42,979
£807,192
Hargreaves Lansdown
0.45% (capped at £16.67 p/m)
£11.95
£37,804
£812,367
1 Freetrade: SIPP fee reduction from £11.99 to £9.99 given the 12 month commitment.
2 InteractiveInvestor: £5.99 p/m up to £50,000 as part of the 'Pension Essentials' plan. £12.99 p/m after the threshold is met.
3 AJ Bell: Trading fees based 10 trades executed in the first month. Dealing charge decreases to £3.50 per trade in the following month, assuming 10 trades are placed.
4 Hargreaves Lansdown: Trading fees based on 10 trades executed in the first month. Dealing charge decreases to £8.95 per trade in the following month, assuming 10 trades are placed. No impact on 10 trades placed yearly.

The chart above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, investing £1,666.67 into five UK ETFs per month for 10 years with 7% growth per annum. Fees as displayed on platform websites as at 19 December 2024. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites. Remember that investments can go up and down in value, so you could get back less than you put in.

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