Refer your friends for a chance to win £50,000

This competition has now closed. Thanks for taking part.

TrustScore 4.6

2K reviews

Boost your chances

T & Cs apply. Entries close 2nd March 2026.

Start your year celebrating with £50,000 in cash.

How to enter:

Refer your friends to InvestEngine by 2 March 2026 for your chance to win.

Each successful referral = an extra prize draw entry for you (and one for them).

Yes, it’s really that simple.

Refer your friends

Zero account fees

We offer a range of flexible accounts, each with their own benefits, for you to hold your investments in. You can find out more about each account type here.

ISA (Individual Savings Account)ZeroISA fee

General AccountZeroGeneral Account fee

Personal Pension (SIPP)ZeroZero SIPP Account fee

Business AccountZeroBusiness Account fee

How our ISA fees compare

Costs for an ISA portfolio containing 5 ETFs using the full £20,000 ISA allowance deposited monthly, invested for 20 years and assuming 7% annual investment growth.

Platform	ISA Fee + Account fee	Dealing charge per trade	Returns lost to fees in 10 years	Portfolio value after 10 years	Returns lost to fees in 20 years	Portfolio value after 20 years
InvestEngine	Free	Free	£0	£288,538	£0	£852,857
Vanguard	£4 p/m or 0.15% p/a (capped at £375 a year)¹	Free	£4,093	£284,446	£11,783	£841,073
AJ Bell	0.25% (capped at £3.50 p/m)²	£5.00	£4,844	£283,694	£14,405	£838,452
Interactive Investor	£5.99 p/m up to £100,000. £14.99 p/m after £100,000³	Free	£1,782	£286,757	£6,069	£846,788
Fidelity	0.35% up to £250,000, 0.20% after up to £1m⁴	£1.50	£4,132	£284,406	£9,082	£843,775
Moneyfarm DIY	0.35% (capped at £3.75 p/m)	£3.95	£5,652	£282,886	£13,526	£839,331
Hargreaves Lansdown	0.35% (capped at £12.50 p/m)⁵	Free	£3,528	£285,011	£7,465	£845,391

The table above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, assuming a £0 starting ISA portfolio, investing £1,666.67 into five UK ETFs per month for 10 and 20 years with 7% growth per annum. Fees as displayed on platform websites as at 02 February 2026. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges and assumes no changes to the ISA allowance. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and does not constitute personal advice or a recommendation to switch provider. Where pricing depends on usage (such as trade frequency, asset type or use of regular investing features), standardised assumptions have been applied. If these features are not used, actual costs may be higher. Tiered pricing has been applied based on the portfolio values shown. Actual costs will vary depending on individual circumstances and investment behaviour. Providers may change pricing at any time. For up to date fees you should visit their respective websites.

¹Vanguard: Subscription fee is based on the monthly 0.15% charge on the value of shares held in the ISA, capped at £31.50/mo. Accounts under £32,000 will be subject to a £4 p/m charge instead.
²AJ Bell: Subscription fee is based on the monthly 0.25% charge on the value of shares held in the ISA, capped at £3.50/mo.
³Interactive Investor’: Free Regular Investing removes the £3.99 dealing fee for eligible UK investments. As this feature forms part of II’s standard pricing and is marketed as covering a wide selection of UK investments, we assume regular investing is used for eligible mainstream UK ETFs and model execution costs at £0. The £14.99 monthly platform fee (accounts over £100k) is applied in full and is not offset by the included free trade, which is redundant where regular investing is used. For absolute clarity on eligibility, customers may wish to confirm directly with Interactive Investor.
⁴Fidelity: Takes into consideration a reduction in trading fee from £5 to £1.50 as a result of regular investing being enabled.
⁵Hargreaves Lansdown: capped at £12.50 p/m. Certain ETFs are able to be traded free of charge with a regular investing enabled.

Why InvestEngine?

Unbeatable value

From commission‑free investing, to zero‑ISA fees, we’re proud of our low fees.
Here's how we're able to do it

Choice of 870+ ETFs

Low cost, diversified, index-tracking of stock markets, bonds and commodities.
Browse investments

Actionable insights

Know exactly which companies, sectors and regions are in your portfolio.

Easy automated investing

Invest on your own schedule with Savings Plans and enjoy a range of powerful investing features.

Easy diversification

Fractional investing lets you put as little as £1 in any ETF.

DIY

Build and manage your own portfolio or leave it to us.

ETFs have spreads and annual charges and come with risks like market volatility, liquidity, and concentration, and may not always accurately track their index. Past performance and forecasts are not reliable indicators of future results. The value of your investments, including any income, can rise or fall. You may get back less than you originally invested.

Some ETF issuers featured on our platform pay InvestEngine a fee for joint marketing activities. These arrangements are commercial in nature and help support the creation and promotion of educational content and ETF investing. All ETFs available on our platform are subject to our standard due diligence process and the arrangements do not influence product placement or the portfolio construction decisions made in discretionary portfolios, which remain aligned to the stated investment strategy and objectives.

Get started

What our clients say

Authorised and Regulated

InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA)
and covered by the Financial Services Compensation Scheme (FSCS)