Are you making the most of your existing ISA?
Transfer your ISA to InvestEngine to benefit from zero account fees and commission‑free DIY investing.
It’s free to transfer to InvestEngine and we’ll handle all the admin with your previous manager.
With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change. Ts&Cs apply. ETF costs apply.
No ISA fees
Commission-free portfolios
Automated investing
Authorised & regulated
What our clients say
See how our portfolios compare
Costs for an ISA portfolio containing 5 ETFs using the full £20,000 ISA allowance deposited monthly, invested for 20 years and assuming 7% annual investment growth.
| Platform | ISA Fee + Account fee | Dealing charge per trade | Returns lost to fees in 10 years | Portfolio value after 10 years | Returns lost to fees in 20 years | Portfolio value after 20 years |
|---|---|---|---|---|---|---|
 | Free | Free | £0 | £288,538 | £0 | £852,857 |
Vanguard | £4 p/m or 0.15% p/a (capped at £375 a year)1 | Free | £4,093 | £284,446 | £11,783 | £841,073 |
AJ Bell | 0.25% (capped at £3.50 p/m)2 | £5.00 | £4,844 | £283,694 | £14,405 | £838,452 |
Interactive Investor | £5.99 p/m up to £100,000. £14.99 p/m after £100,0003 | Free | £1,782 | £286,757 | £6,069 | £846,788 |
Fidelity | 0.35% up to £250,000, 0.20% after up to £1m4 | £1.50 | £4,132 | £284,406 | £9,082 | £843,775 |
Moneyfarm DIY | 0.35% (capped at £3.75 p/m) | £3.95 | £5,652 | £282,886 | £13,526 | £839,331 |
Hargreaves Lansdown | 0.35% (capped at £12.50 p/m)5 | Free | £3,528 | £285,011 | £7,465 | £845,391 |
The table above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, assuming a £0 starting ISA portfolio, investing £1,666.67 into five UK ETFs per month for 10 and 20 years with 7% growth per annum. Fees as displayed on platform websites as at 02 February 2026. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges and assumes no changes to the ISA allowance. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and does not constitute personal advice or a recommendation to switch provider. Where pricing depends on usage (such as trade frequency, asset type or use of regular investing features), standardised assumptions have been applied. If these features are not used, actual costs may be higher. Tiered pricing has been applied based on the portfolio values shown. Actual costs will vary depending on individual circumstances and investment behaviour. Providers may change pricing at any time. For up to date fees you should visit their respective websites.
1Vanguard: Subscription fee is based on the monthly 0.15% charge on the value of shares held in the ISA, capped at £31.50/mo. Accounts under £32,000 will be subject to a £4 p/m charge instead.
2AJ Bell: Subscription fee is based on the monthly 0.25% charge on the value of shares held in the ISA, capped at £3.50/mo.
3Interactive Investor’: Free Regular Investing removes the £3.99 dealing fee for eligible UK investments. As this feature forms part of II’s standard pricing and is marketed as covering a wide selection of UK investments, we assume regular investing is used for eligible mainstream UK ETFs and model execution costs at £0. The £14.99 monthly platform fee (accounts over £100k) is applied in full and is not offset by the included free trade, which is redundant where regular investing is used. For absolute clarity on eligibility, customers may wish to confirm directly with Interactive Investor.
4Fidelity: Takes into consideration a reduction in trading fee from £5 to £1.50 as a result of regular investing being enabled.
5Hargreaves Lansdown: capped at £12.50 p/m. Certain ETFs are able to be traded free of charge with a regular investing enabled.
ETF costs apply.
1Vanguard: Subscription fee is based on the monthly 0.15% charge on the value of shares held in the ISA, capped at £31.50/mo. Accounts under £32,000 will be subject to a £4 p/m charge instead.
2AJ Bell: Subscription fee is based on the monthly 0.25% charge on the value of shares held in the ISA, capped at £3.50/mo.
3Interactive Investor’: Free Regular Investing removes the £3.99 dealing fee for eligible UK investments. As this feature forms part of II’s standard pricing and is marketed as covering a wide selection of UK investments, we assume regular investing is used for eligible mainstream UK ETFs and model execution costs at £0. The £14.99 monthly platform fee (accounts over £100k) is applied in full and is not offset by the included free trade, which is redundant where regular investing is used. For absolute clarity on eligibility, customers may wish to confirm directly with Interactive Investor.
4Fidelity: Takes into consideration a reduction in trading fee from £5 to £1.50 as a result of regular investing being enabled.
5Hargreaves Lansdown: capped at £12.50 p/m. Certain ETFs are able to be traded free of charge with a regular investing enabled.
ETF costs apply.
Capital at risk
Why transfer to InvestEngine
Low‑cost investing your way
- No account fees on your ISA or SIPP
- Choose and manage your own investments for free with InvestEngine’s powerfully simple platform. ETF costs apply
It’s free and easy
- You won’t pay us a penny to transfer your portfolio
- Simply sign up and complete our online form. We’ll handle the rest, including all the admin with your current provider. Find out how
- In‑specie transfers available, meaning you can transfer any ETFs you already own to InvestEngine without having to sell them first
Effortlessly automate your investing
- Choose how much and how often you want to invest and we’ll handle the rest
- A powerfully simple way to grow your wealth
Authorised and Regulated
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA)
and covered by the Financial Services Compensation Scheme (FSCS)
and covered by the Financial Services Compensation Scheme (FSCS)
Ready to invest?
Whether you’re doing it yourself or leaving it to us — click
'Get started' to build your portfolio
'Get started' to build your portfolio
With investing, your capital is at risk, ETF costs apply.