Enjoy tax‑free ISA investing

An ISA is a way to invest up to £20,000 a year for your future and pay absolutely no tax on your returns.

With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change

NO set-up fees

NO withdrawal fees

NO dealing fees

NO ISA fees

Rated by experts

Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.

Investor's Chronicle. Financial Times. Celebration of investment awards 2024. 5 stars.

Winner. Finder Awards 2024. Investing Customer Satisfaction

InvestEngine
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Why choose an InvestEngine ISA?

Zero ISA account fees

With InvestEngine, you pay no ISA account fees! Read more about costs

The opportunity for higher returns

With InvestEngine, you’ll have a Stocks & Shares ISA, giving you the opportunity to earn higher returns than from a Cash ISA.

Easy, automated investing

Free features to help you build and manage your portfolio. Savings Plans make regular, automated investing easy, while our tools make it possible to monitor and manage your portfolio at a glance.

Transfer to InvestEngine for free

It’s easy to transfer your existing ISAs into an InvestEngine Stocks & Shares ISA. We don’t charge for ISA transfers (but you should check whether your existing ISA provider has exit fees). Click here to find out how

Flexible ISA allowances

You’re able to withdraw from your ISA at any time. With a Flexible ISA, you can replace the amount (s) withdrawn in the same tax year without affecting your annual allowance. Read more here

Tax treatment depends on personal circumstances and may be subject to change.

See how our portfolios compare

Do it yourself

LifePlans

Managed

Costs for an ISA portfolio containing 5 ETFs using the full £20,000 ISA allowance, invested monthly for 10 years and assuming 7% annual investment growth.

Platform

ISA Fee

Dealing charge per trade

Returns lost to fees

Portfolio value after 10 years

InvestEngine

Free

£0

£290,041

Freetrade

£4.99 p.m.

Free

£864

£289,178

Vanguard

0.15%¹

Free

£2,546

£287,495

Interactive Investor

£4.99 p.m.

£3.99

£4,317

£285,725

AJ Bell

0.25%²

£5.00

£4,902

£285,139

Fidelity

£7.50 p.m.

£7.50

£7,789

£282,253

Hargreaves Lansdown

0.45%³

£11.95

£10,972

£279,070

The chart above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, assuming a £0 starting ISA portfolio, investing £1,666 into five UK ETFs per month for 10 years with 7% growth per annum. Fees as displayed on platform websites as at 19 December 2024. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites.

¹Vanguard capped at £375 a year. £4 p.m. on account balances up to £32,000.
²AJ Bell capped at £3.50 p.m.
³Hargreaves Lansdown capped at £3.75 p.m.

Capital at risk