Retirement risks explained

Investing carries risk. Anyone who tells you otherwise is selling something. Investment risk is the chance that your portfolio doesn’t do what you wanted it to. Markets fall, a sector…

Most people plan for a retirement that’s shorter than the one they’ll actually have. ONS data puts current UK life expectancy at around 79 for men and 83 for women, …

Investing carries risk. Anyone who tells you otherwise is selling something. Investment risk is the chance that your portfolio doesn’t do what you wanted it to. Markets fall, a sector…

The same average return can produce two completely different retirements. The difference is timing, specifically what markets do in the first few years after you start drawing on your pension.…

A retirement plan is only as strong as its response to the things you didn’t plan for. Personal risk is everything outside the spreadsheet: an illness, an early redundancy, etc.