Saving vs Investing ‑ what’s the difference?
When we look at cash savings accounts, these are typically used for setting money aside with a fixed rate. However, investing is part of long‑term financial planning, with the belief that the portfolio’s value will increase over time, along with the understanding that the value may fluctuate with markets.
Investing gives you the opportunity to choose how your money is used – whether it’s by industry, location or asset type. Exchange‑traded funds (ETFs) are traded on the stock exchange and are made up of a variety of individual businesses; here at InvestEngine, we make investing in them effortless. You also get immediate access to our range of powerful, easy‑to‑use features to support you on your investing journey.
Why InvestEngine
Our DIY portfolios are commission-free, or we'll manage your portfolio for you for just 0.25% a year, that's just £2.50 for every £1000 you invest. The ETFs in your portfolio have their own costs.
Our Managed Portfolios invest in the stock market, giving you the opportunity to earn more in the long-term.
Offering instant diversification, easy access and low‑costs — we believe ETFs are an excellent choice for investors and with InvestEngine, we help you make the most of them.
An InvestEngine account means access to a wealth of tools to make investing easy and more effective, from one-click rebalances to automatically top-up and invest in your portfolio weekly, fortnightly or monthly.
ETFs have some of the lowest investment costs around — as little as 0.05% — so more of what you make goes in your pocket rather than someone else’s.
While we recommend you invest in our portfolios for a minimum of five years, you can make withdrawals at any time.
What our clients say
Rated and reviewed
Authorised and Regulated
and covered by the Financial Services Compensation Scheme (FSCS)
Ready to invest or transfer to InvestEngine?
With investing, your capital is at risk, ETF costs apply.
