InvestEngine income portfolios are designed to give higher income than cash savings with the potential for some capital growth — while aiming to limit capital risk.
For individuals and businesses
Available through a tax‑free InvestEngine ISA or Personal Account — or our Business Account for companies.
Easy access with zero exit charges.
Start your investment from £2,000. Monthly saving option also available.
Income yields are not guaranteed and will fluctuate.
ETF costs and market spread apply
Low fees and costs
We charge just 0.25% a year of your portfolio’s value. We have:
NO set‑up fees
NO dealing fees
NO withdrawal fees
NO fee for sending your monthly income
The exchange traded funds (ETFs) in your portfolio have their own costs, which we aim to keep as low as possible. Read more.
All fees and costs are taken from your portfolio capital rather than the income we pay out — there are no deductions from the quoted income yields.
Easy steps to your monthly investment income
Choose an account
Choose one of our account types: Stocks & Shares ISA, Personal Account or Business Account.
Tell us about you
Complete our short online questionnaire about your attitude to investment risk
We suggest a suitable portfolio
We’ll suggest one of our three income portfolios: (yields estimated and variable). The lower the portfolio yield, the lower the risk to the money you invest.
Review your requirements
We want you to have an income portfolio with a risk level you are comfortable with. As part of the application process you can opt for one of the other portfolios, giving you a different yield — but this will mean a different risk level.
Invest and enjoy
Once you’ve confirmed your portfolio selection and funded your account, we’ll start earning your income. We invest across a range of low‑cost ETFs, mostly in government and other bonds. At the start of every month, we pay the income your portfolio earned in the previous month directly to your bank account.
InvestEngine® is a trading name and registered trade mark of InvestEngine Limited. InvestEngine (UK) Limited is Authorised and Regulated by the Financial Conduct Authority. The Firm Reference Number is 801128. InvestEngine (UK) Limited is incorporated in the UK with company number 10438231 and has its registered office at Lawford House, Albert Place, London, United Kingdom.
All portfolio income received in a calendar month is paid out to nominated bank accounts at the start of the following month, unless you instruct us otherwise. The amount of monthly income will vary depending on the dividends received from the exchange traded funds (ETFs) in your portfolio. You may not receive income in your first month after investing because of the timing of dividends.