Income

Regular income from a balanced portfolio
Earn income of a year
We pay monthly to your bank account
Low fees of just 0.25% a year
Easy access with no exit fees
ISA, Personal or Business Account
With investment, your capital is at risk
With interest rates on savings accounts so low, InvestEngine has a better way to boost your income:
Higher income than cash
Estimated variable income of depending on the risk level of your selected InvestEngine portfolio
Convenient
Monthly income paid direct to your bank account
Well‑balanced
InvestEngine income portfolios are designed to give higher income than cash savings with the potential for some capital growth — while aiming to limit capital risk
For individuals and businesses
Available through a tax‑free InvestEngine ISA or Personal Account — or our Business Account for companies
No tie‑ins
Easy access with zero exit charges
Flexible
Start your investment from £2,000. Monthly saving option also available
Income yields are not guaranteed and will fluctuate
annual fee
0.25%
ETF costs and market spread apply

Low fees and costs

We charge just 0.25% a year of your portfolio’s value. We have:
  • NO set‑up fees
  • NO dealing fees
  • NO withdrawal fees
  • NO fee for sending your monthly income
The exchange traded funds (ETFs) in your portfolio have their own costs, which we aim to keep as low as possible Read more.

All fees and costs are taken from your portfolio capital rather than the income we pay out — there are no deductions from the quoted income yields
Easy steps to your monthly investment income
Choose an account
Choose one of our account types: Stocks & Shares ISA, Personal Account or Business Account
Tell us about you
Complete our short online questionnaire about your attitude to investment risk
We suggest a suitable portfolio
We’ll suggest one of our three income portfolios: (yields estimated and variable). The lower the portfolio yield, the lower the risk to the money you invest
Review your requirements
We want you to have an income portfolio with a risk level you are comfortable with. As part of the application process you can opt for one of the other portfolios, giving you a different yield — but this will mean a different risk level
Invest and enjoy
Once you’ve confirmed your portfolio selection and funded your account, we’ll start earning your income. We invest across a range of low‑cost ETFs, mostly in government and other bonds. At the start of every month, we pay the income your portfolio earned in the previous month directly to your bank account
Still got questions? See our FAQs.
Answer a few questions to see the portfolio we’d build for you
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