Enjoy tax-free ISA investing with a bonus

An ISA is a way to invest up to £20,000 a year for your future and pay absolutely no tax on your returns. Plus you’ll earn a welcome bonus of up to £100 when you invest £100 or more!

Terms and conditions apply. With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change.

The only Which? Recommended Provider to also be rated as Great Value by Which? customers

Zero account fees

NO withdrawal fees

NO dealing fees

NO ISA fees

Get an additional £4,000 bonus

Transfer or invest with an InvestEngine ISA or SIPP and you could earn a bonus of up to £4,000 on top of your referral bonus!
Minimum deposit of £100, must stay invested for a minimum of 12 months to keep your bonus. Ts & Cs apply.

Rated by experts

Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.

Investor's Chronicle. Financial Times. Celebration of investment awards 2024. 5 stars.

Winner. Finder Awards 2024. Investing Customer Satisfaction

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Why choose an InvestEngine ISA?

Zero ISA account fees

With InvestEngine, you pay no ISA account fees! Read more about costs

The opportunity for higher returns

With InvestEngine, you’ll have a Stocks & Shares ISA, giving you the opportunity to earn higher returns than from a Cash ISA.

Easy, automated investing

Free features to help you build and manage your portfolio. Savings Plans make regular, automated investing easy, while our tools make it possible to monitor and manage your portfolio at a glance.

Transfer to InvestEngine for free

It’s easy to transfer your existing ISAs into an InvestEngine Stocks & Shares ISA. We don’t charge for ISA transfers (but you should check whether your existing ISA provider has exit fees). Click here to find out how

Flexible ISA allowances

You’re able to withdraw from your ISA at any time. With a Flexible ISA, you can replace the amount (s) withdrawn in the same tax year without affecting your annual allowance. Read more here

Tax treatment depends on personal circumstances and may be subject to change.

What to do next?

Create an account by clicking ‘Get started’
(make sure you arrived at this page using a referral link)

Choose your investments and complete registration

You’ll then get a notification to claim an extra £20 to £100 for your account — the amount will be randomly generated

Once you’ve claimed your bonus, it will be added to your InvestEngine account within 5 business days

Remain invested for a minimum of 12 months to keep your bonus

Refer up to 25 of your own friends for the chance to earn up to £100 each time!

Capital at risk

Do I qualify?

You must arrive at this page via an approved partner link and click ‘Get started’ to be successfully tracked

You must be a new customer and complete registration in accordance with InvestEngine’s Standard Ts&Cs

Full Ts&Cs are available here

See how our portfolios compare

Costs for an ISA portfolio containing 5 ETFs using the full £20,000 ISA allowance, invested monthly for 20 years and assuming 7% annual investment growth.

Platform	ISA Fee	Dealing charge per trade	Returns lost to fees in 10 years	Portfolio value after 10 years	Returns lost to fees in 20 years	Portfolio value after 20 years
InvestEngine	Free	Free	£0	£286,528	£0	£850,171
Freetrade	£4.99 p.m.¹	Free	£854	£285,674	£2,533	£847,638
Vanguard	0.15%²	Free	£2,434	£284,094	£10,133	£840,038
Interactive Investor	£4.99 p.m.	£3.99	£4,266	£282,262	£12,658	£837,513
AJ Bell	0.25%³	£5.00	£4,845	£281,683	£14,405	£835,776
Fidelity	0.35%⁴	£7.50	£7,697	£278,830	£22,839	£827,332
Hargreaves Lansdown	0.45%⁵	£11.95	£10,843	£275,684	£32,192	£817,979

The chart above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, assuming a £0 starting ISA portfolio, investing £1,666.67 into five UK ETFs per month for 10 years with 7% growth per annum. Fees as displayed on platform websites as at 28 February 2025. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites.

¹Freetrade: ISA fee reduction from £5.99 to £4.99 given the 12 month commitment.
²Vanguard: capped at £375 a year. £4 p.m. on account balances up to £32,000.
³AJ Bell: capped at £3.50 p.m.
⁴Fidelity: capped at £7.50 p.m.
⁵Hargreaves Lansdown: capped at £3.75 p.m.