Welcome to the InvestEngine Education Series! In this episode, our partner Abigail Foster from Elent Financial Education dives into the world of ISAs and explores how you can make…
27 November 2023
Enjoy tax-free ISA investing with a bonus
An ISA is a way to invest up to £20,000 a year for your future and pay absolutely no tax on your returns. Plus you’ll earn a welcome bonus of up to £100 when you invest £100 or more!
Terms and conditions apply. With investing, your capital is at risk, and tax treatment depends on your personal circumstances, which may change.
The only Which? Recommended Provider to also be rated as Great Value by Which? customers
Zero account fees
NO withdrawal fees
NO dealing fees
NO ISA fees
Rated by experts
Our investment accounts and portfolios are receiving increasing recognition from around the industry. While your satisfaction is our number one gauge of success, it’s always great to receive a few stars for our efforts.
Why choose an InvestEngine ISA?
Zero ISA account fees
With InvestEngine, you pay no ISA account fees! Read more about costs
The opportunity for higher returns
With InvestEngine, you’ll have a Stocks & Shares ISA, giving you the opportunity to earn higher returns than from a Cash ISA.
Easy, automated investing
Free features to help you build and manage your portfolio. Savings Plans make regular, automated investing easy, while our tools make it possible to monitor and manage your portfolio at a glance.
Transfer to InvestEngine for free
It’s easy to transfer your existing ISAs into an InvestEngine Stocks & Shares ISA. We don’t charge for ISA transfers (but you should check whether your existing ISA provider has exit fees). Click here to find out how
Flexible ISA allowances
You’re able to withdraw from your ISA at any time. With a Flexible ISA, you can replace the amount (s) withdrawn in the same tax year without affecting your annual allowance. Read more here
Tax treatment depends on personal circumstances and may be subject to change.
What to do next?
Create an account by clicking ‘Get started’
(make sure you arrived at this page using a referral link)Choose your investments and complete registration
You’ll then get a notification to claim an extra £20 to £100 for your account — the amount will be randomly generated
Once you’ve claimed your bonus, it will be added to your InvestEngine account within 5 business days
Remain invested for a minimum of 12 months to keep your bonus
Refer up to 25 of your own friends for the chance to earn up to £100 each time!
Capital at risk
Do I qualify?
You must arrive at this page via an approved partner link and click ‘Get started’ to be successfully tracked
You must be a new customer and complete registration in accordance with InvestEngine’s Standard Ts&Cs
See how our portfolios compare
Costs for an ISA portfolio containing 5 ETFs using the full £20,000 ISA allowance, invested monthly for 20 years and assuming 7% annual investment growth.
| Platform | ISA Fee | Dealing charge per trade | Returns lost to fees in 10 years | Portfolio value after 10 years | Returns lost to fees in 20 years | Portfolio value after 20 years |
|---|---|---|---|---|---|---|
 | Free | Free | £0 | £286,528 | £0 | £850,171 |
Vanguard | 0.15%1 | Free | £2,434 | £284,094 | £10,133 | £840,038 |
Interactive Investor | £4.99 p.m. | £3.99 | £4,266 | £282,262 | £12,658 | £837,513 |
AJ Bell | 0.25%2 | £5.00 | £4,845 | £281,683 | £14,405 | £835,776 |
Fidelity | 0.35%3 | £7.50 | £7,697 | £278,830 | £22,839 | £827,332 |
Hargreaves Lansdown | 0.45%4 | £11.95 | £10,843 | £275,684 | £32,192 | £817,979 |
The chart above compares the fees of platforms with a comparable investment solution to InvestEngine DIY, assuming a £0 starting ISA portfolio, investing £1,666.67 into five UK ETFs per month for 10 years with 7% growth per annum. Fees as displayed on platform websites as at 28 February 2025. The displayed fees only include the costs charged by the respective platforms. They do not include any product fees such as ETF charges. Some platforms may have reduced fees depending on different volumes, funding sizes or subject to additional subscriptions. The information above is for illustrative purposes only and for up to date fees you should visit their respective websites.
1Vanguard: capped at £375 a year. £4 p.m. on account balances up to £32,000.
2AJ Bell: capped at £3.50 p.m.
3Fidelity: capped at £7.50 p.m.
4Hargreaves Lansdown: capped at £3.75 p.m.
1Vanguard: capped at £375 a year. £4 p.m. on account balances up to £32,000.
2AJ Bell: capped at £3.50 p.m.
3Fidelity: capped at £7.50 p.m.
4Hargreaves Lansdown: capped at £3.75 p.m.
How much InvestEngine clients save
£7,220,945
Account fees saved
£69,712,908
Trading fees saved
5 star reviews
Expert insight
In this guide, you’ll find everything you need to know about ISAs in the 2025/26 tax year, from the yearly tax‑free allowance to how to transfer from one provider to another…
31 March 2025
Bringing an existing ISA over to InvestEngine couldn’t be easier. Here’s how you do it: Log into your InvestEngine account, On ‘My dashboard’, open your ISA portfolio…
7 February 2024
Authorised and Regulated
InvestEngine is authorised and regulated by the Financial Conduct Authority (FCA)
and covered by the Financial Services Compensation Scheme (FSCS)
and covered by the Financial Services Compensation Scheme (FSCS)
Ready to invest?
Whether you’re doing it yourself or leaving it to us — click
'Get started' to build your portfolio
'Get started' to build your portfolio
With investing, your capital is at risk, ETF/ETC costs apply.